Independent and unofficial · based on 2026 certified tax rollsMethods and limitationsContact
Amendment Three
Amendment 3 Tax Calculators
Independent property tax estimates for Florida counties
Amendment 3 Tax Calculators Home values and the change

Where home values are lower, taxable value falls more

Amendment 3's homestead exemption is a flat dollar amount, so it removes a larger share of a lower-valued home's taxable value. How much that matters for a city or county also depends on how much of its tax base is homesteads; rentals, businesses, second homes and vacant land keep their full value.

These are illustrative estimates, not forecasts. They compare 2026 non-school taxable value with an estimate for 2028, holding other property at 2026 values and letting homestead assessed values rise by up to 3% a year, never above market value. Values and the number of homesteads will change.

Home value and homestead share, together

Read across any row: among municipalities with a similar homestead share, the estimated drop grows steadily as median home values fall. Read down any column: a larger homestead share means a larger drop. The largest drops are where homes are lower-valued and homesteads make up much of the tax base.

Median estimated change in non-school taxable value, 2026 to 2028, for 378 municipalities. Rows: homesteads' share of the tax base. Columns: median homestead market value.
Homestead share of taxable valueUnder $150K$150K–$250K$250K–$400K$400K–$700K$700K or more
45% or more−44.2%1 place−40.6%3 places−38.2%28 places−25.4%29 places−10.1%20 places
35% to 45%−39.3%3 places−34.5%19 places−28.4%33 places−17.8%22 places−5.7%12 places
25% to 35%−27.3%25 places−26.6%25 places−20.0%30 places−13.3%15 places−4.8%7 places
Under 25%−18.3%25 places−16.7%26 places−12.6%33 places−5.7%11 places−3.5%11 places

Each cell shows the median for the municipalities in it; hover over a cell to see some of their names. Cells with fewer than five places are faded. Shading uses the same scale as the city revenue map.

Every municipality

Each dot is a city, town or village, colored by homestead share of the tax base. Select a dot to open its page. Across all 378, higher home values go with smaller drops (correlation 0.51 with the logarithm of median home value). The relationship is moderate on its own and much clearer once homestead share is taken into account, as in the matrix.

$100K$200K$500K$1M$2M$5M0−10%−20%−30%−40%−50%Median homestead market value, 2026 (log scale) Change in taxable value by 2028 City of Gainesville: −16.5%City of Waldo: −19.1%City of Mexico Beach: −6.2%City of Cape Canaveral: −15.0%City of Dania Beach: −9.7%City of Hallandale Beach: −10.0%Town of Pembroke Park: −1.3%City of Pompano Beach: −11.6%City of Crystal River: −10.3%City of Inverness: −20.3%City of Everglades City: −10.4%City of Lake City: −12.7%Town of Horseshoe Beach: −7.0%Town of Century: −17.5%City of Carrabelle: −13.6%City of Quincy: −23.7%City of Moore Haven: −20.1%City of Port St. Joe: −15.8%City of Jasper: −19.6%Town of Jennings: −13.9%City of Wauchula: −21.4%Town of Zolfo Springs: −24.0%City of LaBelle: −14.4%City of Avon Park: −16.0%Town of Lake Placid: −11.8%City of Sebring: −13.6%City of Plant City: −20.5%City of Bonifay: −21.4%City of Fellsmere: −20.7%Town of Campbellton: −15.7%City of Jacob City: −21.5%City of Marianna: −18.1%Town of Mayo: −24.2%Town of Lady Lake: −22.6%Town of Fort Myers Beach: −5.5%City of Chiefland: −10.6%Town of Greenville: −17.5%City of Madison: −18.9%City of Anna Maria: −1.7%City of Bradenton Beach: −2.7%City of Holmes Beach: −4.1%City of Dunnellon: −14.1%City of Ocala: −14.6%Village of Indiantown: −10.0%City of Stuart: −11.6%Village of Bal Harbour: −0.9%City of Doral: −7.9%City of Florida City: −18.4%City of Hialeah: −15.6%City of Hialeah Gardens: −14.8%Town of Medley: −0.1%City of Miami: −5.7%City of Miami Beach: −2.9%City of North Bay Village: −9.6%City of North Miami Beach: −11.3%City of Opa-locka: −6.8%City of Sunny Isles Beach: −3.0%Town of Surfside: −3.1%City of Sweetwater: −4.0%Village of Islamorada: −3.5%City of Key Colony Beach: −3.0%City of Key West: −4.5%City of Layton: −6.8%City of Marathon: −4.6%Town of Callahan: −19.6%Town of Cinco Bayou: −16.1%City of Destin: −5.8%City of Okeechobee: −18.7%Town of Eatonville: −5.0%City of Orlando: −10.5%City of Kissimmee: −17.2%City of Belle Glade: −18.4%Town of Briny Breezes: −12.6%Town of Lake Park: −9.2%City of Lake Worth Beach: −15.6%Town of Mangonia Park: −6.6%Town of Palm Beach Shores: −5.5%Village of Palm Springs: −16.4%City of Riviera Beach: −9.8%City of South Bay: −15.8%City of Indian Rocks Beach: −7.8%Town of Indian Shores: −4.3%City of Madeira Beach: −8.0%City of Pinellas Park: −19.6%City of Frostproof: −20.0%City of Lakeland: −19.3%City of Mulberry: −19.6%City of Crescent City: −18.3%Town of Interlachen: −22.6%City of Palatka: −13.2%Town of Jay: −8.7%City of Altamonte Springs: −15.7%City of Sanford: −18.6%City of Fort Pierce: −16.8%City of Bushnell: −16.3%City of Center Hill: −12.9%City of Coleman: −18.3%City of Webster: −20.7%Town of Branford: −18.3%City of Live Oak: −16.5%City of Daytona Beach: −16.3%City of Daytona Beach Shores: −12.6%City of Holly Hill: −19.3%City of Orange City: −19.0%City of DeFuniak Springs: −17.7%City of Chipley: −20.2%City of Archer: −29.8%City of Hawthorne: −27.9%City of Callaway: −30.7%City of Panama City: −20.2%City of Parker: −24.1%City of Springfield: −25.2%City of Starke: −26.7%City of Cocoa: −21.4%City of Cocoa Beach: −16.7%City of Melbourne: −23.2%City of Deerfield Beach: −15.6%City of Fort Lauderdale: −7.7%City of Hollywood: −14.7%City of Lauderdale Lakes: −20.0%Town of Lauderdale-By-The-Sea: −8.7%City of Lauderhill: −23.7%City of North Lauderdale: −27.5%City of Oakland Park: −18.1%City of Sunrise: −21.0%City of Blountstown: −28.0%Town of Orange Park: −23.3%City of Marco Island: −4.8%Town of Cross City: −28.1%Town of Baldwin: −24.9%City of Apalachicola: −18.3%City of Chattahoochee: −27.1%City of Greensboro: −23.3%City of Gretna: −24.0%City of Bell: −24.6%City of Trenton: −29.4%City of Wewahitchka: −29.1%Town of White Springs: −24.5%City of Bowling Green: −29.1%City of Clewiston: −29.9%City of Brooksville: −20.1%City of Tampa: −13.9%City of Temple Terrace: −21.0%Town of Esto: −24.7%Town of Ponce de Leon: −23.4%Town of Alford: −24.8%City of Cottondale: −26.8%City of Graceville: −27.3%Town of Greenwood: −28.5%Town of Malone: −31.8%Town of Sneads: −30.5%City of Umatilla: −29.8%City of Fort Myers: −17.0%City of Sanibel: −6.1%City of Tallahassee: −20.5%Town of Bronson: −29.8%City of Cedar Key: −17.6%City of Fanning Springs: −30.6%Town of Inglis: −27.9%Town of Yankeetown: −21.8%City of Bradenton: −19.3%Town of Longboat Key: −4.5%City of Belleview: −27.0%City of Aventura: −9.7%Town of Bay Harbor Islands: −5.9%City of Homestead: −24.7%Village of Key Biscayne: −2.8%City of Miami Gardens: −23.3%City of North Miami: −12.2%Village of Virginia Gardens: −17.8%City of West Miami: −15.9%City of Crestview: −28.0%City of Fort Walton Beach: −21.8%City of Laurel Hill: −28.3%City of Maitland: −13.3%City of Boynton Beach: −19.5%City of Delray Beach: −9.3%Town of Hypoluxo: −20.0%Town of Lantana: −11.0%City of Pahokee: −25.3%Town of South Palm Beach: −14.7%City of West Palm Beach: −9.9%City of New Port Richey: −23.2%City of Port Richey: −15.5%City of Clearwater: −16.2%City of Largo: −19.4%Town of North Redington Beach: −7.3%Town of Redington Shores: −11.1%City of South Pasadena: −22.2%City of St. Pete Beach: −8.8%City of Treasure Island: −10.6%City of Fort Meade: −33.0%Town of Lake Hamilton: −30.8%City of Lake Wales: −26.6%City of Winter Haven: −29.8%Town of Pomona Park: −24.2%Town of Welaka: −24.2%City of Milton: −25.2%Town of Longboat Key: −4.3%City of Casselberry: −23.3%City of Lake Mary: −18.5%City of Longwood: −21.6%City of St. Augustine: −14.0%City of Perry: −26.9%City of Lake Butler: −29.1%Town of Pierson: −26.7%City of St. Marks: −21.7%City of Vernon: −28.5%City of Alachua: −28.4%Town of LaCrosse: −35.4%Town of Micanopy: −34.8%City of Macclenny: −39.1%City of Lynn Haven: −34.5%City of Hampton: −36.1%City of Lawtey: −39.3%City of Palm Bay: −40.1%City of Rockledge: −33.8%City of Titusville: −31.7%City of West Melbourne: −27.2%City of Coconut Creek: −25.0%Town of Davie: −18.0%Town of Hillsboro Beach: −4.7%City of Margate: −29.1%City of Miramar: −24.6%City of Plantation: −20.8%City of Tamarac: −33.3%City of West Park: −25.7%City of Wilton Manors: −18.6%City of Keystone Heights: −35.8%City of Naples: −1.4%City of Jacksonville Beach: −15.7%City of Pensacola: −22.8%City of Midway: −39.0%City of Vero Beach: −10.7%City of Monticello: −34.4%Town of Astatula: −35.4%City of Clermont: −27.7%City of Eustis: −31.3%City of Leesburg: −27.6%City of Mount Dora: −28.9%City of Tavares: −31.8%City of Bonita Springs: −13.3%City of Cape Coral: −27.4%Village of Estero: −19.8%City of Williston: −33.1%Town of Lee: −43.4%City of Palmetto: −20.4%Town of McIntosh: −36.1%Town of Ocean Breeze: −19.7%City of Coral Gables: −5.3%Village of El Portal: −19.8%Town of Golden Beach: −0.1%Town of Miami Lakes: −20.7%City of South Miami: −10.7%City of Fernandina Beach: −15.1%Town of Hilliard: −31.7%City of Mary Esther: −24.7%City of Apopka: −23.7%City of Ocoee: −28.2%City of Atlantis: −17.5%City of Boca Raton: −8.1%Village of Golf: −2.9%City of Greenacres: −29.1%Town of Highland Beach: −6.0%Town of Juno Beach: −7.8%Town of Loxahatchee Groves: −16.2%Town of Manalapan: 0.8%Town of Palm Beach: 0.2%City of Palm Beach Gardens: −12.6%Village of Royal Palm Beach: −28.2%Village of Wellington: −16.8%City of Dade City: −30.7%City of Zephyrhills: −33.2%City of Belleair Bluffs: −22.2%Town of Kenneth City: −33.8%City of Oldsmar: −24.8%Town of Redington Beach: −8.7%City of Seminole: −28.4%City of St. Petersburg: −19.5%City of Auburndale: −28.7%City of Bartow: −35.1%Town of Dundee: −33.9%City of Eagle Lake: −37.9%City of Haines City: −34.4%City of Polk City: −31.3%City of Sarasota: −7.3%City of Venice: −19.5%City of St. Augustine Beach: −16.1%Town of St. Lucie Village: −20.2%City of DeLand: −34.9%City of Edgewater: −36.0%City of New Smyrna Beach: −20.4%City of Oak Hill: −30.8%Town of Ponce Inlet: −16.8%City of Port Orange: −34.2%City of South Daytona: −29.5%City of Freeport: −27.4%City of High Springs: −45.2%City of Newberry: −47.3%City of Brooker: −44.2%Town of Grant-Valkaria: −39.7%Town of Indialantic: −22.3%City of Indian Harbour Beach: −25.5%Town of Malabar: −34.4%Town of Melbourne Beach: −23.8%Town of Melbourne Village: −38.4%City of Satellite Beach: −31.3%City of Cooper City: −30.3%City of Coral Springs: −24.2%City of Lighthouse Point: −10.4%City of Parkland: −17.7%City of Pembroke Pines: −27.8%Village of Sea Ranch Lakes: −4.7%Town of Southwest Ranches: −10.3%City of Weston: −17.6%City of Punta Gorda: −23.2%City of Green Cove Springs: −34.9%City of Atlantic Beach: −16.0%City of Neptune Beach: −20.1%Town of Havana: −40.6%City of Fanning Springs: −44.9%Town of Indian River Shores: −3.6%Town of Orchid: −4.1%City of Sebastian: −46.8%City of Fruitland Park: −33.6%City of Groveland: −38.8%Town of Howey-in-the-Hills: −38.1%City of Mascotte: −39.6%City of Minneola: −32.5%Town of Montverde: −32.7%Town of Jupiter Island: 1.2%Town of Sewall's Point: −9.0%Village of Biscayne Park: −23.0%Town of Cutler Bay: −33.7%Village of Miami Shores: −19.0%City of Miami Springs: −25.2%Village of Palmetto Bay: −20.5%Village of Pinecrest: −6.8%City of Niceville: −28.4%Town of Shalimar: −27.2%City of Valparaiso: −31.0%City of Belle Isle: −28.4%City of Edgewood: −19.8%Town of Oakland: −23.6%Town of Windermere: −10.8%City of Winter Garden: −23.6%City of Winter Park: −10.2%City of St. Cloud: −36.7%Town of Gulf Stream: −0.7%Town of Haverhill: −37.0%Town of Jupiter: −13.5%Town of Jupiter Inlet Colony: −1.4%Town of Lake Clarke Shores: −39.4%Village of North Palm Beach: −15.0%Town of Ocean Ridge: −3.8%Village of Tequesta: −12.3%City of Westlake: −25.4%City of San Antonio: −45.0%Town of Belleair: −16.8%City of Belleair Beach: −10.0%City of Dunedin: −26.7%City of Gulfport: −25.3%City of Safety Harbor: −32.8%City of Tarpon Springs: −29.4%City of Davenport: −44.6%Village of Highland Park: −41.2%Town of Hillcrest Heights: −31.8%City of Lake Alfred: −38.3%City of Gulf Breeze: −18.8%City of North Port: −34.9%City of Oviedo: −31.5%City of Winter Springs: −36.4%City of Port St. Lucie: −39.6%City of Wildwood: −28.6%City of DeBary: −43.5%City of Deltona: −45.9%City of Lake Helen: −40.2%City of Ormond Beach: −28.9%

Counties

All 64 counties with a calculator, in five groups by median homestead market value. Change in countywide non-school taxable value, 2026 to 2028.

GroupMedian home valueMedian change in taxable valueMedian homestead shareLargest drops in the group
Lowest fifth$144,132−32.0%36.0%Union, Holmes, Gadsden, Lafayette
Second fifth$210,160−32.8%40.0%Wakulla, Bradford, Gilchrist, Citrus
Middle fifth$267,190−25.8%35.5%Baker, Hernando, Santa Rosa, Polk
Fourth fifth$315,254−28.5%40.6%Clay, Sumter, Pasco, St. Lucie
Highest fifth$417,460−16.7%41.2%Seminole, St. Johns, Nassau, Manatee

Among counties, homestead share is the stronger of the two factors; the lowest-value group's homestead share is lower, which is why its drop is similar to the second group's.

How these figures are made